Why is the amount available to withdraw lower than my cash balance?

The amount available to withdraw may be lower than your cash balance if you’ve made an ACH deposit from a different bank account within the last 60 days. In order to comply with anti-money-laundering guidelines, all funds received from a bank account must return to the same bank account. If you want to make a withdrawal to a different bank account, your funds must stay in your account for at least 60 days. If you would like us to initiate a transfer to another bank account for you, please email us at support@peerstreet.com.