PeerStreet performs a thorough underwriting process on the loans we offer for investment, as well as due diligence on our origination partners before we accept any loans from them.

For third-party lending partners, we:

  • Review track records
  • Review licensing and adherence to state lending laws
  • Run background checks

For loans, we:

  • Perform independent underwriting of submitted loans using a combination of manual processes as well as big data analytics
  • Review an independent valuation (BPO/appraisal)
  • Ensure each loan complies with PeerStreet’s underwriting standards
  • Review legal documentation

The loans posted for investment have been through PeerStreet’s diligence process before being purchased.